Opportunity to live in one unit while renting others
$175K
Offered by Swick Realty
Start your rental property portfolio
3 occupied
Income Generating Units
Generate rental income while living on-site or rent vacancy for $600 market rent
Location and Property Details
Address
818 - 823 S 8TH Street
Quincy, IL 62301
Property Type
Residential Income Property
4 Units, each with 1 bedroom and 1 bath
Google Maps
818 S 8th St · 818 S 8th St, Quincy, IL 62301
818 S 8th St, Quincy, IL 62301
Investor Highlights
Excellent investment opportunity with this updated 4-unit property on S. 8th Street. This multi-family building offers a unique chance for an owner-occupant to live in one unit while generating rental income from the others, making it an ideal entry into real estate investing.
Current Property Features
Potential Gross monthly rent of $2,050 ($24,600 / year)
4 units, each with 1 bedroom and 1 bath
3 units recently updated with modern plank flooring and fresh paint
1 unit occupied by a long-term tenant
Garage (currently unrented) and off-street parking
Recent exterior improvements: tuckpointing and new paint
Separate electric & gas meters
2 x month to month leases
Perfect for First-Time Investors
One vacant unit available for immediate owner occupancy
Option to lease vacancy to a non profit for $600 / month on 12 month lease
Collect rent from other tenants to offset mortgage costs
Gain valuable landlord experience while building equity
Excellent starting point for a rental property portfolio
Growth Opportunities
Down Payment Assistance available for eligible buyers
Potential for increased rental income by leasing the garage and signing new leases for at-will tenants
Great building for new or experienced investors
Owner Occupants could be eligible for FHA / VA loans
For FHA and VA loans, lenders typically count 75% of a property's rental income toward a borrower's total income.
Rental Income Potential
$2,050
Monthly Rent
Potential gross monthly income
$24,600
Annual Rent
Gross annual income potential
Recent Updates and Upgrades
Modern Flooring
3 Units recently updated with modern plank flooring
Fresh Paint
3 Units updated with fresh paint
Exterior Improvements
Tuckpointing and new paint on the exterior
818 ½ - vacant unit with market rent of $600
818 unit, M2M lease @ $475
Typical floor plan:
Exterior images
Utilities and Amenities
Parking
Garage (currently unrented) and off-street parking
Utilities
Separate electric and gas meters
Owner carries water
Cable
Cable TV available
Fiber internet available
Financial Highlights
Expenses
Total operating expenses: $7,600 (ins, maintenance, water)
Annual taxes: $1,688
Income
Net operating income: $15,312
Potential for increased rental income
Ideal for First-Time Investors
1
2
3
4
1
Vacant Unit
One vacant unit available for immediate owner occupancy
2
Lease Potential
Option to lease vacancy to a non-profit for $600/month
3
Rental Income
Collect rent from other tenants to offset mortgage costs
4
1 fixed leases @ $500 / month. 2 M2M leases @ $500 & $475 - rents can be pushed